True. I don’t think I am a trust fund baby, but my parents were successful and allowed me a good inheritance. Nothing in the Bill Gates category of course, but enough to buy a home and have some savings. I only post this because we are rapidly seeing this sort of transfer to kids decreasing. Doesn’t bode well for future generations.Totally correct. Based on the number of 'good ol' days' discussions, I'll bet there are several RD members who are collecting Social Security. Not everyone can be a trust fund baby,