That's okSorry for the misunderstanding Mario!
That's okSorry for the misunderstanding Mario!
Allowing SXM to play cat and mouse games with customers isn't right. You should be able to call or go online and negotiate a rate without having to waste time making empty threats about cancelling.That's my different perspective. That and the government screws up a lot of things when they get involved.
Since the discounts and refusal to cancel when asked are all part of the corporate strategy to keep subscriber churn down, SXM most likely will be doing this for as long as it can find a legal loophole to support the practice. After all, it wants the best possible numbers to report to the SEC and its shareholders, no matter how it produces them. An adverse decision in the New York case, I'd imagine, will result in SXM turning its legal team loose on appeal after appeal.Based on the NY suit I hope SXM either figures that out or next time you call, they listen to what you're threatening and just cancel you. Whoops!
This is a consumer protection situation, not one that's going to impress the SEC. Besides, the SEC isn't easily impressed.Since the discounts and refusal to cancel when asked are all part of the corporate strategy to keep subscriber churn down, SXM most likely will be doing this for as long as it can find a legal loophole to support the practice. After all, it wants the best possible numbers to report to the SEC and its shareholders, no matter how it produces them.
In reading the suit, NY State has a pretty good case.An adverse decision in the New York case, I'd imagine, will result in SXM turning its legal team loose on appeal after appeal.
If they were making it so you couldn't cancel at all, that would be grounds for the government getting involved, but just because it's inconvenient, in my mind, is not a good reason. I'm not someone who agrees with asking the government to get involved in everything that people don't like. This is a case where I would let the market speak for itself.Allowing SXM to play cat and mouse games with customers isn't right. You should be able to call or go online and negotiate a rate without having to waste time making empty threats about cancelling.
I called to cancel my DirecTV subscription this past Saturday, and when the rep asked why after so many years I was cancelling, I told her that I was tired of them jacking my rate a few dollars every couple months. So she said well, what about if I give you our VIP customer rate at $78 less than what you pay now? So I told her that I was insulted by that offer. Rather than trying to stick it to a "VIP customer" by jacking their rate hoping they won't notice, why not offer me the reduced rate when my account renews? Why should I have to sit on hold to have you show appreciation for my business? I told her that makes me want to cancel my account that much more.
Based on the NY suit I hope SXM either figures that out or next time you call, they listen to what you're threatening and just cancel you. Whoops!
So if the rep isn't able to talk you into one of their 'please stay' prices and they hang up on you before helping you cancel, that's still okay? Is that sort of thing what you call the market speaking?If they were making it so you couldn't cancel at all, that would be grounds for the government getting involved, but just because it's inconvenient, in my mind, is not a good reason. I'm not someone who agrees with asking the government to get involved in everything that people don't like. This is a case where I would let the market speak for itself.
But it wouldn't have been a fraudulent charge, nor should you have to lie to your credit card company to cancel a subscription.I didn't find it that hard to cancel. My wife decided it was a waste of money the subscription in her car. We just called and didn't let them talk us into any deals. If that wouldn't have worked, I would have called the credit card company and told them that a SiriusXM charge is a fraudulent charge.
But what if you purchase their products or services and then do not pay? Wouldn't that be considered theft?I guess people forget that you don't have to give companies your money.
It most certainly would be a fraudulent charge if I called and told them I was cancelling and they didn't cancel my subscription. I did not sign a contract. That's not lying to the CC company. They would be charging me for something I said I did not want. I could record me telling them that, if that's a game they wanted to play.But it wouldn't have been a fraudulent charge, nor should you have to lie to your credit card company to cancel a subscription.
But again, as has been reported and part of the NY State lawsuit; what if when you called the SXM rep to cancel, you refused their discounted offers, but the line suddenly disconnected before they could cancel your subscription? Would you then contact your credit card company and report that charge as fraudulent?It most certainly would be a fraudulent charge if I called and told them I was cancelling and they didn't cancel my subscription. I did not sign a contract. That's not lying to the CC company. They would be charging me for something I said I did not want. I could record me telling them that, if that's a game they wanted to play.
The question followed your statement: "I guess people forget that you don't have to give companies your money.""But what if you purchase their products or services and then do not pay? Wouldn't that be considered theft?"
I don't understand your question here. If I called to tell them I am cancelling, I'm telling them I'm no longer going to purchase from them. You pre-pay for a subscription for a length of time. They can't force you to keep paying for future service.
Does the suit seek to prove SXM is using "accidental" (nudge nudge, wink wink) disconnects as a way to frustrate subscribers into keeping their subscriptions rather than waste more time on the phone with follow-up attempts to cancel? Is faking a disconnect in such a way illegal or just a sleazy, but technically OK, way of doing business?But again, as has been reported and part of the NY State lawsuit; what if when you called the SXM rep to cancel, you refused their discounted offers, but the line suddenly disconnected before they could cancel your subscription?
It directly accuses SXM of blocking or throwing barriers in front of customers who want to cancel their subscription.Does the suit seek to prove SXM is using "accidental" (nudge nudge, wink wink) disconnects as a way to frustrate subscribers into keeping their subscriptions rather than waste more time on the phone with follow-up attempts to cancel?
The assumption is phone reps are encouraged to retain a customer and potentially punished if a customer cancels. Reading between the lines, it seems like the reps may be taking it upon themselves to disconnect a call in an effort to avoid having their name attached to a cancellation, but that's all supposition at this point.Is faking a disconnect in such a way illegal or just a sleazy, but technically OK, way of doing business?
I personally would, yes. If the CC company wanted to fight me (probably not, considering how much I've used them over the years), I'd just call to cancel my subscription again and record the conversation, and play that for the CC company "investigator".But again, as has been reported and part of the NY State lawsuit; what if when you called the SXM rep to cancel, you refused their discounted offers, but the line suddenly disconnected before they could cancel your subscription? Would you then contact your credit card company and report that charge as fraudulent?
The problem is, you're rewarding them for their bad behavior, unethical business practices. Same with SXM. They keep doing it because it keeps working, at least well enough. If *everyone* called and cancelled for real, and each subscriber told them precisely why it was being cancelled without pulling any punches, I guarantee the nonsense would stop pretty rapidly. But it has to become a mass movement or the companies will continue to treat it as so much noise.Somewhat related - it seems like each year I get to deal with something similar from McAfee antivirus. I buy their product at a fair rate, then each year at about the same time I get an e-mail from them telling me they auto-renewed my subscription at a rate about 3x what I'd initially paid. I call them, tell them I never agreed to auto-renew and tell them I'm not paying a penny more than what a new subscription would cost. They agree to price match the cost of a new subscription, promise to discontinue the auto-renew and the next year it happens again. Insanity, but so long as they agree to price match the lowest available rate each time, I don't so much mind.
I don't disagree, but speaking only for myself in this particular situation with McAfee, so long as I get the lowest price in the end, I don't so much care. Yes, it's a minor inconvenience (looking at the outgoing call I made, it took 6 minutes, a few of which I spent on hold), but really isn't a big deal.The problem is, you're rewarding them for their bad behavior, unethical business practices. Same with SXM. They keep doing it because it keeps working, at least well enough. If *everyone* called and cancelled for real, and each subscriber told them precisely why it was being cancelled without pulling any punches, I guarantee the nonsense would stop pretty rapidly. But it has to become a mass movement or the companies will continue to treat it as so much noise.
I'm amazed at how many people I know who don't seem to even know what they're paying for. It's just so foreign to me because I look at every credit card charge. One of my friends told me something like 10 months went by before he realized he'd been paying for some kind of sports package on YouTube that he wasn't using. I think he said it was around $100 a month. I even questioned that amount, but that's what he said.I don't disagree, but speaking only for myself in this particular situation with McAfee, so long as I get the lowest price in the end, I don't so much care. Yes, it's a minor inconvenience (looking at the outgoing call I made, it took 6 minutes, a few of which I spent on hold), but really isn't a big deal.
That said, yes, these companies that place people on auto-renewal do so hoping consumers don't catch the e-mail they send and don't catch the charge to their credit card... but, as has been discussed elsewhere on this site, even many charitable organizations (including NPR) often encourage donors to sign up for monthly installments rather than making a 1-time contribution, hoping for the same - that contributors forget about it, and the monthly charges just keep hitting their credit cards each month without their cancelling.