Lately, I have been noticing that American FM stations no longer say the word "point" when announcing the frequency. In Springfield, Missouri, for instance, KTXR FM 101.3 says "one oh one three" instead of "one oh one point three." I find that to be sloppy because in other countries like the Philippines, their FM stations still say the word "point." IMHO it's more accurate to include the word "point" because if your radio has a digital tuner, there is actually a decimal point in the frequency, e.g. 101.3, not 1013.