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Dave Ramsey, Lexington Radio

J

jry

Dave's changing stations..... Trading the late night, delayed broadcast, on the Cumulus station for a live simulcast on WJMM FM and WLRT AM.
Start date is 9/24.
 
My dad was my Dave Ramsey...not saying I never got into debt, but what he taught me (which very much echoes what Ramsey preaches) made it a relatively short term thing. Lexington will be a better place with Dave on during the day.
 
Most of what Dave says is just good old fashioned common sense which these days is rather uncommon. I see it everyday when I am in a store. "Put $40 on this credit card, I think this one has $30 left on it, this one has $50 left on it". Freaking nuts. These people have a dozen credit cards and they're all maxed out or darn near it. I've never had a credit card in my life. Like Bob said, I learned from my parents who learned from their parents. I've had debt (car notes) but currently I don't owe anybody and I like it that way.
 
What gets me is when i am at a coffee shop and someone charges a 3 dollar purchase. Many shops have reset the minimum to 5 bucks.
Now, i know that some folks are going for the travel points or whatever. But, gee whiz.
 
storrs19 said:
Most of what Dave says is just good old fashioned common sense which these days is rather uncommon. I see it everyday when I am in a store. "Put $40 on this credit card, I think this one has $30 left on it, this one has $50 left on it". Freaking nuts. These people have a dozen credit cards and they're all maxed out or darn near it. I've never had a credit card in my life. Like Bob said, I learned from my parents who learned from their parents. I've had debt (car notes) but currently I don't owe anybody and I like it that way.
Click to expand...

It's nice piece of mind. The only debt I have is my house. That's it. I do have a credit card for business, however it has a $400 limit. They sent me a letter last summer wanting to up it to $5000 and I refused.
 
Bengalsfan said:
storrs19 said:
Most of what Dave says is just good old fashioned common sense which these days is rather uncommon. I see it everyday when I am in a store. "Put $40 on this credit card, I think this one has $30 left on it, this one has $50 left on it". Freaking nuts. These people have a dozen credit cards and they're all maxed out or darn near it. I've never had a credit card in my life. Like Bob said, I learned from my parents who learned from their parents. I've had debt (car notes) but currently I don't owe anybody and I like it that way.
Click to expand...

It's nice piece of mind. The only debt I have is my house. That's it. I do have a credit card for business, however it has a $400 limit. They sent me a letter last summer wanting to up it to $5000 and I refused.
Click to expand...
I have a Capital One card with double miles that I pay something like $59/yr for and I run EVERYTHING I can through it. It brings back several times that fee in credits that I apply against the balance. Of course, I only buy stuff that I am 110% sure I can pay in full...haven't had any interest charges for more years than I can recall. Wait til you get rid of that mortgage Bengal...you haven't lived until that albatross is disconnected from your neck!
 
BobOnTheJob said:
Bengalsfan said:
storrs19 said:
Most of what Dave says is just good old fashioned common sense which these days is rather uncommon. I see it everyday when I am in a store. "Put $40 on this credit card, I think this one has $30 left on it, this one has $50 left on it". Freaking nuts. These people have a dozen credit cards and they're all maxed out or darn near it. I've never had a credit card in my life. Like Bob said, I learned from my parents who learned from their parents. I've had debt (car notes) but currently I don't owe anybody and I like it that way.
Click to expand...

It's nice piece of mind. The only debt I have is my house. That's it. I do have a credit card for business, however it has a $400 limit. They sent me a letter last summer wanting to up it to $5000 and I refused.
Click to expand...
I have a Capital One card with double miles that I pay something like $59/yr for and I run EVERYTHING I can through it. It brings back several times that fee in credits that I apply against the balance. Of course, I only buy stuff that I am 110% sure I can pay in full...haven't had any interest charges for more years than I can recall. Wait til you get rid of that mortgage Bengal...you haven't lived until that albatross is disconnected from your neck!
Click to expand...

You, Bob, are what the credit card companies call a "dead beat". Why? Because they earn no interest off of you.
 
ky15 said:
Dave can also be heard on 1340 WEKY and 1550 WIRV from 1-5... both stations get into Lexington decent
Click to expand...

That 1550 map doesn't look too strong, Lexington wise. The class 4 out of Richmond isn't bad....
 
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