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Dave Ramsey on WTIS?

S

smedge2006

Heard him flipping through AM on 1110 Friday afternoon. Is this a sign they're trying to secularize their audience a bit, after what they refer to on the air as "35 years" (actually 34) of brokering?
He's not listed on their website, such as it is, so maybe someone put the wrong satellite channel on.
 
I would not call Dave Ramsey a "secular" radio host. He actively promotes his Christian viewpoint on his show, even occasionally mentioning Bible quotes.
 
It is common to hear Dave Ramsey on either secular news-talk or Christian formatted stations by the mere nature of his program content. Although he gives financial advice that can apply to anyone, his advice is based on sound Christian principles and faith.
 
Dave's financial advice makes an awful lot of sense, especially when you consider how sophisticated marketing from rent to own places and credit cards are designed to make unsophisticated people live beyond their means without realizing what's happening until it's much too late.My only quibble (not complaint mind you) is that when I heard his show in the run-up to the recession I thought he was exaggerating the potential returns of his favorite mutual funds. Historically, his numbers were correct, but he's dealing with a target audience that is in trouble largely because of an inability to understand the benefits of long term planning and the real meaning of "historic average returns". I wonder if some people who started investing just before the crash didn't panic and lose faith when the recession drove the market into the tank. That said, people who followed his advice, especially when it comes to buying houses are no doubt a lot better off than the people who took out adjustable rate mortgages and used home equity lines of credit.
From a programming standpoint, Dave's act strikes me as more of a novelty/specialty type show. An hour or two once a week is really enough to get the drift.
 
Dave has built a super radio empire and is doing very well in most markets. He has a great tech. staff and surrounds himself with only the best broadcast professionals. He has been smart enough to make changes and to constantly fine tune. If you listen to his show now and six months from now you will see how he keeps progressing with the times. I think there is much to be learned from Mr. Ramsey.
 
Mike_Hennessy said:
Dave's financial advice makes an awful lot of sense, especially when you consider how sophisticated marketing from rent to own places and credit cards are designed to make unsophisticated people live beyond their means without realizing what's happening until it's much too late.My only quibble (not complaint mind you) is that when I heard his show in the run-up to the recession I thought he was exaggerating the potential returns of his favorite mutual funds. Historically, his numbers were correct, but he's dealing with a target audience that is in trouble largely because of an inability to understand the benefits of long term planning and the real meaning of "historic average returns". I wonder if some people who started investing just before the crash didn't panic and lose faith when the recession drove the market into the tank. That said, people who followed his advice, especially when it comes to buying houses are no doubt a lot better off than the people who took out adjustable rate mortgages and used home equity lines of credit.
From a programming standpoint, Dave's act strikes me as more of a novelty/specialty type show. An hour or two once a week is really enough to get the drift.
Click to expand...

Mike, you say some nice things...but, there are a few things I would suggest you reconsider! I've been listening since about the day Dave started on the radio and I still learn lots of valuable information. Maybe I just have a thicker skull and 10 billion times of saying the same thing is what it takes to sink in. The audience is from all walks of life, but 90% is of average to higher income, including the top 5% of all income earners. Usually the very people that should take the advice, those that are broke, are the very ones who will try to argue against the logic, justify minute details as wrong or just basically refuse to listen....and certainly never will learn any thing or get out of the trap they are in. The comment on "his favorite mutual funds" is off base. It isn't about specific mutual funds, rather specific categories to diversify your portfolio. "Don't ever buy single stocks (for obvious reasons), diversify your portfolio by spreading them out over growth, growth and income, aggressive growth and international funds." Most Americans, i.e. "his target audience", ARE in trouble because they refuse to quit trying to impress people that really don't care, anyway, with things (like brand new cars) that don't matter. And yes, many people who listen (and more that never have listened) did sell off at the wrong time AND listeners were told thousands of times to specifically N0T sell during the downturn..."if mutual funds tank and the Stock Market crashes, then everybody is going down regardless...it won't matter." Like a broken record. The show is probably a novelty because it actually is a show where people can make a vast difference in their lives and the lives of others around them, their family, their friends, their community --- by taking the advice vs. listening to pundits rip politicians all day long and only incremental changes can be made at election time. An hour or two a week will only get you more confused because of the countless hours that marketers pound the debt/spend brainwashing scam into American's heads. Seems like a few more hours a week of listening might be worth considering, so everyone understands exactly what is being said. I think the ministry aspect of the program is well covered already.
 
I like his message and I like his approach. I also think if everyone listened and heeded his advice most listeners would do better in life. I don't think his advice is a perfect fit for everybody, but his show does no harm (that I can see) and potentially does a lot of good. That said, there are people who are using credit cards without putting themselves on the road to financial ruin and doing well in investing without doing things exactly the way he does them. I don't follow all of his ideas, but I do find them sensible and worth considering. When I say the message might do as well in a weekly specialty show time, I"m only speaking from a strictly programming standpoint, not from a standpoint of what would do the most social good.
 
I can handle beans & rice for a while if it helps my overall financial situation...
 
A lot of tangents here. Whatever Ramsey's show is, it is not wall to wall preaching. Is WTIS trying to break out of the mold a bit? The last time they got mainstream attention was when they ran that afternoon talk show with the guy who would cast out "demons."
 
I checked it out yesterday to see if mainstream programming really WAS on WTIS, and lo and behold (no pun intended), it was. However, when the top of the hour came up, the lady doing the announcing seemed to be scratching for what to say to fill the news/weather/sports minutes. If management was intent on not running nationally produced news in this block or could not afford to do so, and one didn't have local paid spots to run, what would radio pros here do with that 6 minutes? Is reading the Times headlines legal to do?
 
WTIS could use IRN/USA News or SRN News, could they not?

I received a book by Ramsey on my birthday. Looks like sound stuff.

cd
 
SCMcKinney said:
Is reading the Times headlines legal to do?
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YES, provided 1) WTIS has permission from the Times to use the Times resources as a news source for WTIS; and, 2) WTIS gives credit to the Times over the air as the WTIS news source. To do otherwise may constitute copyright infringement and / or plagiarism.
 
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