A problem, but at least with iPhones, I simply ask Siri to do my bidding. Covers most of what I need while in the actual act of driving. Anything else can wait.
This is my usual technique, too. Works great so long as I'm streaming a station on iHeartRadio, Audacy, TuneIn, or Pandora. I don’t have any single station apps. So, I don’t know how well they work, and I've yet to try to play a playlist since I switched from Apple Music to YouTube Music.
I know, however, that Audacy won't (or at least wouldn’t a couple months ago) integrate directly with Siri, though you could get around that so long as Apple Music was working properly. RadioPup doesn't seem to integrate with either.