> Mine is 2m high, must be getting near the longest length
> allowed?
I can't imagine why you would want an antenna too much bigger.
Bigger does not always mean better in an antenna. Give me a resonant antenna any day. At 100 Mhz, the middle of the band, a 1/4 wave whip would be a little longer than 2 feet. I suppose a 5/8 wave might be slightly higher in gain; but, even then, it's not a super-long piece of steel.
You could get exotic and make a colinear or something, but, why? A couple of db here and there is not something you're going to notice very much. But, it'll be a pain to make and maintain, and make your car look -- well -- kinda stupid.
But, length of an antenna is going to be a state/local law issue. While my state and town do not have limits, I can't speak for where you live.
Have fun with it.
DE