Realize that it is the 60, 50, and 40 dBu contours for FM. The inner contour is NOT the 70 dBu city grade contour. The contours do not take terrain shadows and terrain beyond 10 miles into account. If the land is quite flat, it is fairly accurate.
Realize that on AM it is the 2.5, 0.5, and 0.15 mV/m contours. The 0.15 is omitted in the night coverage areas. 5 mV/m is the city grade contour, not 2.5. Many areas of the country are not accurately shown on the M-3 map for conductivity, which is used to generate the contours. The signals may be much stronger in the winter than in the summer. Nearly all stations have a nightttime interference free contour in excess of 2.5 mV/m, unless they are Class A facilities. Even the inner contour may not be well heard on many stations at night. No skywave is shown, which may be useful for Class As and powerful Class Bs, though there is no guarantee for Class Bs.
The maps are useful as a general starting point, but much more information is needed for an accurate view.