Ramsey on 1160 2/26/12

[major]

I thought Ramsey went to WKRC. Why is he on Sunday afternoon on WQRt today?

How does a thing like that work, Bruiser LaRue? LOL

 

[Troublemaan]

Sounds like somebody at the wiener factory forgot to have that meeting with the guys from the bun factory...

 

[jry]

Sounds like somebody at the wiener factory forgot to have that meeting with the guys from the bun factory...

Funny but i think everything points to a normal day...

 

[microbob]

Clark Howard would be a good weekend replacement for Dave Ramsey.

 

[major]

Clark Howard would be a good weekend replacement for Dave Ramsey.

And an even better replacement for Dennis Miller weekdays.

 

[microbob]

Dennis Miller is being replaced April 9 3-5pm for Mike Huckabee

http://cincinnati.com/blogs/tv/2012/02/27/mike-huckabee-show-to-real-talk-1160/

The new Real Talk lineup for April: Eric Deters (7-9am), Laura Ingraham (9am-noon), Michael Savage (noon-3p), Mike Huckabee (3-5p) and the Other Guys Sports Show (5-7p). Huckabee will replace Dennis Miller, who will move to another time slot.

 

[DJJack1]

My only concern is that with the exception of Laura, NONE of the shows are live. Maybe that won't matter to most folks, though.

I pray to the sweet baby Jesus that Clark Howard never arrives in Cincinnati. Boring, screechy....I shudder just thinking of it.

 

[secondchoice]

My only concern is that with the exception of Laura, NONE of the shows are live. Maybe that won't matter to most folks, though.

I pray to the sweet baby Jesus that Clark Howard never arrives in Cincinnati. Boring, screechy....I shudder just thinking of it.

Clark's HLN gig pays a lot more than radio. In fact he is cutting back to 2 hours live on WSB. It was by mutual consent. BTW Clark Howard sold a very successful business and retired before broadcasting. Radio and the books are a "hobby". He personally has paid for a "small sub division" of Habit for Humanity Homes. Have you ever heard his "Clark Stinks" segment were listeners get to call him out when he is wrong. I have never heard Dave Ramsey even suggest there might be a different solution than the show's host's answer.

Just for the record:
I am not a Cox, CNN, or Clark Howard employee.

 

[jry]

My only concern is that with the exception of Laura, NONE of the shows are live. Maybe that won't matter to most folks, though.

I pray to the sweet baby Jesus that Clark Howard never arrives in Cincinnati. Boring, screechy....I shudder just thinking of it.

And... except for Deters and The Other Guys....

 

[del_griffith]

My only concern is that with the exception of Laura, NONE of the shows are live. Maybe that won't matter to most folks, though.

I pray to the sweet baby Jesus that Clark Howard never arrives in Cincinnati. Boring, screechy....I shudder just thinking of it.

Clark's HLN gig pays a lot more than radio. In fact he is cutting back to 2 hours live on WSB. It was by mutual consent. BTW Clark Howard sold a very successful business and retired before broadcasting. Radio and the books are a "hobby". He personally has paid for a "small sub division" of Habit for Humanity Homes. Have you ever heard his "Clark Stinks" segment were listeners get to call him out when he is wrong. I have never heard Dave Ramsey even suggest there might be a different solution than the show's host's answer.

Just for the record:
I am not a Cox, CNN, or Clark Howard employee.

I am an overall Ramsey system fan and have put into place his program in our financial lives. That being said, I've met both. Several times. To me, Clark is more genuine of the two. And minor part of that conclusion is the Clark stinks segment. You'd never find Ramsey being open to something like that from the common folk. Matter of fact, suggest Dave has a blind spot and you'll get one of his rants about how the problem is you and could never be him.

You know how Dave talks about his wife having that woman's perception about people not being genuine. My wife's radar goes off big time on Dave. But not with Clark. And I know Dave has lines of people willing to say just the opposite.

Dave does have what he calls his Eagles Group that is supposed to be something of an accountability group, but it really sounds more like an echo chamber.

 

[jry]

My only concern is that with the exception of Laura, NONE of the shows are live. Maybe that won't matter to most folks, though.

I pray to the sweet baby Jesus that Clark Howard never arrives in Cincinnati. Boring, screechy....I shudder just thinking of it.

Clark's HLN gig pays a lot more than radio. In fact he is cutting back to 2 hours live on WSB. It was by mutual consent. BTW Clark Howard sold a very successful business and retired before broadcasting. Radio and the books are a "hobby". He personally has paid for a "small sub division" of Habit for Humanity Homes. Have you ever heard his "Clark Stinks" segment were listeners get to call him out when he is wrong. I have never heard Dave Ramsey even suggest there might be a different solution than the show's host's answer.

Just for the record:
I am not a Cox, CNN, or Clark Howard employee.

I am an overall Ramsey system fan and have put into place his program in our financial lives. That being said, I've met both. Several times. To me, Clark is more genuine of the two. And minor part of that conclusion is the Clark stinks segment. You'd never find Ramsey being open to something like that from the common folk. Matter of fact, suggest Dave has a blind spot and you'll get one of his rants about how the problem is you and could never be him.

You know how Dave talks about his wife having that woman's perception about people not being genuine. My wife's radar goes off big time on Dave. But not with Clark. And I know Dave has lines of people willing to say just the opposite.

Dave does have what he calls his Eagles Group that is supposed to be something of an accountability group, but it really sounds more like an echo chamber.

Well, i have never met Clark but, I know Dave. 11 years. He is genuine. A good person and a giving one.

 

[del_griffith]

Like I said, I know he's got a line of people to say he's genuine. And maybe deservedly so. But as Dave says, his wife gets these "feelings" about people and suggest when someones spouse get similar feelings to beware. My wife gets one of those "feelings" around him. She's been very comfortable when we've been with Clark.

Let's hope both guys keep there noses clean and out of trouble that so many high profile people fail to do.

 

[jry]

Like I said, I know he's got a line of people to say he's genuine. And maybe deservedly so. But as Dave says, his wife gets these "feelings" about people and suggest when someones spouse get similar feelings to beware. My wife gets one of those "feelings" around him. She's been very comfortable when we've been with Clark.

Let's hope both guys keep there noses clean and out of trouble that so many high profile people fail to do.

I take offense to your "line of people" comment.
He's got a great track record and is quite the giver.
My Wife gets the same feelings....
She hasn't had a problem.

 

[del_griffith]

Have no problem with your taking offense. That is something where I have no control. If you find something I say offensive, then that's your prerogative. But I'm not here to start ill will. Just to express my thoughts and opinions as you do with yours. But if you've decided to take offense, then fine. I can live with that. I have no fight with you. Don't want one for that matter.

That being said, there are many who say he is what you say. I for a long time did too.

I just have this gut that there's more behind the picture than the wall. And it was, as Dave would say, my wife's "feelings" that kind of made me stop and take a second look. Not saying he's evil. Just that there is more behind the picture than the wall.

 

[jry]

Del, i mean no ill will, here. Not trying to pick any fights.
But, as long as you slide in an inference that Dave is somehow not all that he appears to be, i'll answer it with my own personal
experience derived from many years of knowing him and his top managers.

We all have our own opinions, to be sure. I'd never want yours silenced.
If you know something, concrete, then lets have it.

Otherwise, you're just disparaging him for no reason.

Thanks and be well.

 

[DJJack1]

jry, you're correct in mentioning Deters and The Other Guys. I meant to say "none of the NATIONAL shows" but my fingers were moving faster than my brain.

Now if you'll excuse me, I need to go wash the taste of foot out of my mouth.

 

[jry]

jry, you're correct in mentioning Deters and The Other Guys. I meant to say "none of the NATIONAL shows" but my fingers were moving faster than my brain.

Now if you'll excuse me, I need to go wash the taste of foot out of my mouth.

Don't be so hard on yourself.

I still think that, at some point, Savage goes live at noon.

 

[del_griffith]

Del, i mean no ill will, here. Not trying to pick any fights.
But, as long as you slide in an inference that Dave is somehow not all that he appears to be, i'll answer it with my own personal
experience derived from many years of knowing him and his top managers.

We all have our own opinions, to be sure. I'd never want yours silenced.
If you know something, concrete, then lets have it.

Otherwise, you're just disparaging him for no reason.

Thanks and be well.

I have no concrete evidence. And that's why I wrote above that I hope both Dave and Clark keep their noses clean. There are too many who don't in the money talks world.

But I have written before that I believe that his ELP program is not well monitored and is a blind spot for him. People on Dave's forum ask about investments or insurance that was recommended or sold does not meet Dave's philosophy. Those threads are quickly closed down.

There is a forum out on the web where insurance types gather. One of the threads was how some of Dave's insurance ELP's solely used Dave as a lead generation platform and regularly sold products that didn't meet with Dave's recommendations. The openly discussed how they were unwatched by Dave's group. Yet these are people that Dave recommends because he trusts them and so should you.

I met with one of the investment ELP's. This person were genuine. The only thing they disagreed with Dave on is that 12% is too high an expectation to have for investing and that a more realistic number would be 8%. 10% should be a high number target. They said the 12% cited by Dave and Dave's fans has always made them uncomfortable. Also they said they could only recommend diversification based on age, goals, risk tolerance and so forth. They said they would lose their license if they only placed people in Dave's investment strategy.

A few weeks after the inquiry, I got a questionnaire from Dave's group asking about the process. There was not a single question about what ELP recommended or sold as investments. All kinds of questions of did they call or email. Was the contact within 24 hours. Did you think the ELP was a big Dave fan. Would you recommend the ELP to others. Not a single product question. Yes the person was prompt, nice, pretty big Dave fan (except for the exception cited) and yes, I have referred the ELP to others because I felt they were a straight shooter. Did they have the heart of a teacher. But again, not a single question on what the ELP suggested should be part of my investment portfolio. How do they monitor how true the ELP is to Dave's message if they never ask about the product sold or recommended?

I am a bit concerned with some of Dave's puffery and hyperbole. The 12% thing above is one. Yes, the market has returned ~12% if you go back to 1934. Unfortunately, that is 4 years after my father was born. One of the funds used as a benchmark when he cites the 12% example was started Jan 1, 1934. Since that time, it has come just short of 12%. More recently, it has only returned 8.5% in the past 20 years. 4.04% in the last 10. That's a far cry from 12.

The other is he often uses the phrase "What can you do when you have no bills? Anything you want." Unless you have a larger than average income or some super passive way to earn income, that simply isn't true.

I've never heard Howard use that type of language. I've never heard Howard use hyperbole or puffery. I've never heard Howard refer to listeners as twits. I've never heard Howard say he'll listen to someone's advice or criticism when they are as successful as he is. And I think that's the "feeling" that resonates with my wife.

But maybe puffery, hyperbole and name calling make good radio.

On the positive side, I did say that we incorporated many of Dave's principles to get out of debt. We do a budget every month. We do it together. We also set goals. All those are things we didn't do pre-Dave. Dave was the catalyst of that happening. and for that I am thankful.

Dave may pay his bird time to you on time or maybe even in advance. He may buy billboards for the stations that clear his program. He may provide things for his affiliates or the leaders of those affiliates. (there was a recent reference in one of the trade publications about his flying some of his key affiliates and groups to one of the radio confabs on a private jet where Dave was one of the key noters or break out session leaders).

Again, I am not saying Dave is evil. I'm saying he dances toward the line in some areas.

Thank you for your reply. Agree or disagree with the above. Again, it's not to pick a fight. I'm glad you're the operator you are fighting the good fight. It's to express my thoughts and opinions.

All the best.

 

[jry]

Well, i've decided to check all of this out for you....

We'll find out.

Thanks.

 

[del_griffith]

No. Thank you. I'll be interested in what you learn.

BTW, the fund info I cited was for AIVSX. (American Funds Inv Co of Amer A) Dave cites a fund started in 1934 that returns just shy of 12%. Doesn't mention it by name, BUT when google is your friend, it's not that hard to back into a the only fund that meets that criteria. The returns are found here: http://www.maxfunds.com/funds/data.php?ticker=AIVSX

Go the the area where it says Average Annualized Returns vs. Similar Funds. click on the link that says Show Details.

BTW, this is also a fund in his own companies 401-k choices.