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Three-letter calls in search

Don't bet on that ever being fixed. Banks have been trying to get customers to stop writing physical checks for some time now, and this glitch just gives them more "reasons" to cite in that campaign.
Yet their credit card divisions continue to mail out so-called "convenience checks" that deduct from the credit-card account...an invitation to identity theft. I wish they would stop it. When I get those checks, they go right to the shredder.

An explanation of "check washing": Check Washing – United States Postal Inspection Service

Surprisingly, the one non-paper payment method that I do not use is my credit union's debit card. I instead use my credit cards as cash and just pay in full every month. There are four cards that I use regularly and I match them by category to their 3% cash back categories: One is for groceries, one for pharmacy, one for restaurants, and the fourth is 2% on everything else. I even pay my utilities via credit cards; my electric and internet bills are on a card with 5% cash back and my wireless is on the same card as the restaurants (which also extends the 3% to self-parking and EV charging).
You also have more legal protections against liability for unauthorized use with credit cards compared to debit cards. Any protections a bank offers for debit cards is solely at its discretion.

A certain major recordkeeper and administrator for 401(k) plans (probably the #1 or #2 such firm) still sends out distributions exclusively by check. I know this from personal experience. There were a few nervous days when I took a rollover distribution last year that was substantial. At least I could have it sent to me by courier service; still, this was appalling.

As for the searching issue: the limitation is probably in place to avoid returning a number of results that would tax the server(s) that the platform is running on. There's always a balance between precision (getting only what you want at the cost of not getting everything what you want) and recall (getting everything you want at the cost of getting things you don't want) and it's hard to strike that balance with very short search terms. I did my master's thesis on searching, a decade before Google came along, and I can run on about this forever, to no practical effect.
 
T-Mobile billed me via a credit card on August 23, the typical monthly payment date.

Is this something new with T-Mobile?
I suspect it has to do with what plan you have.

In 2017 I signed up for the 55+ plan that offered 2 lines for $60/mo "FOR LIFE." I signed up for auto-pay with a credit card (but I don't recall if that was a requirement.)

About a year ago (or more) they notified me that the credit card payment would no longer be accepted. Shortly after that they reneged on the $60/mo for life deal and raised the price to $70/mo.

I'm looking at other carriers because I don't like being lied to, but their network is good and it's a decision I don't want to take too lightly.
 
Those credit card points really add up, especially with utilities. But you have me beat on the %'s.

Believe me when I say it took ten years for me to get the right combination of cards to make that work.
 
Yet their credit card divisions continue to mail out so-called "convenience checks" that deduct from the credit-card account...an invitation to identity theft. I wish they would stop it. When I get those checks, they go right to the shredder.

Same here. On those occasions where I have used those balance transfer offers to "park" large balances (in fact, I am doing that now for a dental bill that had five digits in front of the decimal point), I have always done it online while logged in to the specific card issuer's website.

I have found those offers -- which invariably come with 0% interest for a fixed period of time -- useful in situations like this because a 4% or 5% one time transaction fee is far preferable to paying 25% in interest every month until I pay off the balance. It lets me make several smaller payments over the course of that fixed period.

And I originally used my card that gives 2% cash back on medical bills, so I offset the transaction fee a little by doing it that way.

You also have more legal protections against liability for unauthorized use with credit cards compared to debit cards. Any protections a bank offers for debit cards is solely at its discretion.

This is something a lot of people are totally unaware of. Of course, I don't expect the financial institutions to explain it in anything other than the fine print of the Terms & Conditions document ...

As for the searching issue: the limitation is probably in place to avoid returning a number of results that would tax the server(s) that the platform is running on. There's always a balance between precision (getting only what you want at the cost of not getting everything what you want) and recall (getting everything you want at the cost of getting things you don't want) and it's hard to strike that balance with very short search terms. I did my master's thesis on searching, a decade before Google came along, and I can run on about this forever, to no practical effect.

I thought the same thing when this thread started, and given Lance's statements about the board software I don't think he is inclined to look for a solution that probably doesn't exist anyway.
 
This is something a lot of people are totally unaware of. Of course, I don't expect the financial institutions to explain it in anything other than the fine print of the Terms & Conditions document ...
This is also why I will never use a debit card at a self-service gas pump. Those pumps are notorious for having skimmers placed on them by malicious actors. The major banks have also, in my experience, gotten pretty good at catching attempted fraudulent uses of a stolen credit-card number.

And when I need to get cash from an ATM, I only use ATMs from well-known banks, preferably using an ATM located inside a bank branch. My bank reimburses the other bank's transaction fee, so that's not an issue, though it is still an annoyance.

My European family members can't believe that checks are still commonly in use in the U.S. They switched to electronic transfers long ago.
 
I suspect it has to do with what plan you have.

Magenta plan.
In 2017 I signed up for the 55+ plan that offered 2 lines for $60/mo "FOR LIFE." I signed up for auto-pay with a credit card (but I don't recall if that was a requirement.)

Our plan was set up in 2016, but I don't think it was auto pay from the start. I think I had to manually do a credit credit transaction and then at some point, I managed to set it up on an automatic basis.

About a year ago (or more) they notified me that the credit card payment would no longer be accepted. Shortly after that they reneged on the $60/mo for life deal and raised the price to $70/mo.

I'm looking at other carriers because I don't like being lied to, but their network is good and it's a decision I don't want to take too lightly.

We have five lines with that per-line price. The biggest problem I had with T-Mobile was about a year ago, spouse wanted a new phone and there were issues with T-Mobile not wanting to make it an unlocked phone from the beginning. We went to an Apple store and got pretty much the same out-of-pocket cost and the phone was unlocked when we left the store.
 


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