In Concord California, its a punishment to listen to KFRC 106.9!! No matter what the cost..I will keep Satelite radio!! The only thing worth listening to at KFRC is "Beatle Brunch" Sunday morning at 9am,,With the legendary John Mack Flanagan! Aside from this theres only 2 other choices XM or Sirius,,I enjoy both,,, Could you imagine traveling across the United States with terrestrial radio? I cant!!!!!!!!!!!! Ill pass on commercials! As far as reception, XM is very strong,, very little fading,, It does the San Francisco Bay Bridge,,no problem!!