I didn't say "unintelligent" radio...you did. Even so, I don't think you can hold radio stations (much less, Top 40 stations) accountable for kids not knowing what the debt ceiling is. That's your own personal bias, and I would even go as far as saying that you're probably out-of-work and washed up. Therefore, your opinion of what makes radio good, or great, is not all that important.
And in the interest of you volunteering to play the part of Word Police, I will try my darndest to not transmit offensive potty words in your general direction.