Have you ever heard of credit cards? That's how younger "broke" demos spend money they don't really have.
Are you over 55? Do you rush out and try every new chain restaurant that comes to your area and advertises on radio? Do you binge-buy the newest soft-drink flavor if you hear an ad for it? I sure don't, and I used to when I was young, gullible and stupid (the advertiser's dream target). Now, do you buy generic/store brand groceries? I sure do, more and more every trip to the supermarket, it seems. In fact, I'm spending more of my food dollars at Aldi, which carries practically nothing but store brands. I'm living, breathing proof that the advertisers are right. They are wasting their money trying to sell much of anything to me.